Share on Pinterest Image credit: shapecharge / Getty Images. For Medicare, this usually applies to prescription drugs. Copayment: This is a fixed dollar amount that an insured person pays when receiving certain treatments.Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund.Deductible: This is an annual amount that a person must spend out of pocket within a certain time period before an insurer starts to fund their treatments.We may use a few terms in this piece that can be helpful to understand when selecting the best insurance plan: This article will look at the different types of UHC Medicare Advantage plans, what the plans offer, and more. UnitedHealthcare (UHC) is one of the companies approved by Medicare to administer Medicare Advantage, Medicare supplement insurance (Medigap), and Medicare prescription drug plans (PDPs). The policies combine the benefits of original Medicare into one plan, and can also include some additional services. Private insurance companies approved by Medicare administer Medicare Advantage plans, also known as Medicare Part C. Medicare Part A covers inpatient care and Medicare Part B covers outpatient and preventive services, as well as a limited number of prescribed drugs. Original Medicare is an insurance plan for those aged 65 and over. Benefits vary depending on where a person lives and the type of policy they choose. Key words: Health care reform, Affordable Care Act (ACA), Obamacare, Medicare, Medicaid, American Health Care Act.UnitedHealthcare is approved by Medicare to administer Medicare Advantage plans. The Republicans now control the presidency and both houses of Congress and are attempting to repeal and replace the ACA. Since then, the ACA, or Obamacare, has become a centerpiece of political campaigning. Finally, the election of President Barack Obama and control of both houses of Congress by the Democrats led to the passage of the Affordable Care Act (ACA), often referred to as "ObamaCare" was signed into law in March 2010. This was followed by an effort by President Bill Clinton and headed by first lady Hillary Clinton in 1993, but was not enacted into law. presidential candidate Jimmy Carter also proposed universal health care. Johnson with Social Security Act in 1965 which created Medicare and Medicaid proposals by Ted Kennedy and President Richard Nixon that promoted variations of universal health care. Subsequently, multiple proposals were introduced, starting in 1949 with President Harry S Truman who proposed universal health care the proposal by Lyndon B. Roosevelt, a Democrat, included a publicly funded health care program while drafting provisions to Social Security legislation, which was eliminated from the final legislation. In the 20th century, the United States was influenced by progressivism leading to the initiation of efforts to achieve universal coverage, supported by a Republican presidential candidate, Theodore Roosevelt. A successful, health care proposal in the United States with involvement of the federal government was the short-lived establishment of the first system of national medical care in the South. Health care reform has been a global issue over the years and the United States has seen proposals for multiple reforms over the years. Major health policy creation or changes, including governmental and private policies affecting health care delivery are based on health care reform(s).